If you are a tenant owe your landlord some money, the landlord has several options:
- The landlord can sue you the tenant for the money you owe him.
- The landlord can refer the debt to a collection agency that will contact you the tenant and attempt to obtain the payment for the landlord.
- The landlord can report the debt to a credit reporting agency.
And that, my friend, is how not paying your rent can ruin your credit.
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